Privacy Policy for [email protected]

Last updated: October 9, 2026

Introduction

Welcome to [email protected]. This Privacy Policy describes how we collect, use, and share information when you use our mobile application. We operate from Brazil. By accessing or using the mobile application, you agree to the terms described below.

Information We Collect

We collect information that you provide directly, such as account details and correspondence. We also collect technical data automatically, including device identifiers, connection information, and usage data needed to operate and secure the mobile application.

How We Use Information

We use collected information to:

  • Provide, maintain, and improve the mobile application;
  • Respond to inquiries and support requests;
  • Monitor analytics and performance; and
  • Comply with legal obligations.

Third-Party Services

AdMob

We use Google AdMob to serve personalized and non-personalized ads in our product. AdMob may collect advertising identifiers, device information, and usage data to help deliver relevant advertisements and measure performance. Learn more about how AdMob processes data in the Google Privacy & Terms page.

Google Sign-In

We offer Google Sign-In so you can sign in with your Google account. When you choose this option, Google shares your name, email address and profile picture with us. Learn more in the Google Privacy Policy.

OneSignal

We use OneSignal to send push notifications and in-app messages. OneSignal processes device identifiers, push tokens and engagement data such as notification opens. Learn more in the OneSignal Privacy Policy.

Cookies and Tracking Technologies

We may use cookies, SDKs, or similar technologies to remember preferences, keep you signed in, and analyze usage trends. You can control cookies through your browser settings, but disabling them may impact certain features.

Accounts and sign-in

If you create an account, we collect the details you give us, such as your name, email address and password, which is stored in hashed form. You can ask us to delete your account and the data linked to it at any time using the contact details below.

Device and usage metadata

When you use [email protected], we automatically collect technical metadata such as your device model, operating system and version, app or browser version, language, time zone, IP address, approximate location derived from the IP address, and timestamps of your activity. Our servers also keep logs of requests and errors. If you upload photos or files, they may contain embedded metadata, such as the date, device or location where they were created; we use it only to provide the feature and you can remove it before uploading. We use this metadata to operate, secure and improve the mobile application, prevent fraud and fix problems.

Location data

[email protected] may ask for access to your device location to provide location-based features. We only collect precise location with your permission, and you can turn it off at any time in your device settings.

Contacts and address book

[email protected] may ask for access to your contacts, for example to help you find friends or invite people. We only access your contacts after you grant permission, use them only for the feature you requested, and do not sell them. You can revoke access at any time in your device settings.

Camera, photos and files

[email protected] may ask for access to your camera, photo library or files so you can capture or upload content. We only access them after you grant permission and only for the feature you are using.

Microphone and audio

[email protected] may ask for access to your microphone to record audio, make calls or use voice features. We only use the microphone while you use these features and after you grant permission. You can turn access off at any time in your device settings.

Biometric sign-in

If you choose to sign in or confirm actions with Face ID, Touch ID or fingerprint, the check is performed by your device's operating system. [email protected] only receives a confirmation of whether the check succeeded and never receives or stores your biometric data.

Health and fitness data

With your permission, [email protected] may read or store health and fitness data, such as activity, workouts, sleep or other measurements, including data from Apple Health or Health Connect. We use this data only to provide health and fitness features. We do not use it for advertising or marketing and do not sell it or share it with data brokers.

Purchases and subscriptions

Payments for purchases and subscriptions in [email protected] are processed by the app store or payment provider you use. We receive confirmation of your purchase and subscription status, but we do not receive or store your full payment card details.

Financial information

If you use financial features of [email protected], we may collect financial information, such as income, expenses, account balances, transaction history, credit or loan details and payment information. We use it only to provide the features you request, to prevent fraud and to meet our legal and regulatory obligations. We protect it with additional security measures, do not sell it, and share it only with service providers and partners needed to provide the service, or when required by law.

Identity verification (KYC)

To comply with anti-money laundering, fraud prevention and other legal requirements, we may ask you to verify your identity. This can include your full name, date of birth, tax or national identification number, address, a photo of an identity document and a selfie. Verification may be carried out by specialized identity verification providers acting on our behalf. We keep this information for the period required by applicable law.

Loan and credit offers from partners

[email protected] may help you compare or request credit, loans or other financial products offered by partner institutions. [email protected] does not lend money or make credit decisions. When you choose an offer or submit a request, the information needed for that request is sent to the partner you selected, and partners may run credit checks with credit bureaus under their own privacy policies. Rates and conditions are set by each partner. We may receive a commission from partners when you take up an offer.

Push notifications

With your permission, [email protected] may send push notifications about your account, updates or offers. You can turn notifications off at any time in your device settings.

Marketing communications

With your consent, or where the law allows, we may send you newsletters, offers and other marketing messages by email, SMS or push notification. You can unsubscribe at any time using the link in the message, by changing your settings, or by contacting us. We will still send you service messages about your account.

Content you share

If [email protected] lets you post or share content, such as messages, photos or reviews, that content may be visible to other users. Avoid sharing personal information you want to keep private.

AI features

Some features of [email protected] use artificial intelligence. When you use them, the content you submit may be processed by our AI service providers to generate a response. Do not submit sensitive personal information to these features.

Advertising and tracking

[email protected] may show ads and use advertising identifiers, such as Apple's IDFA or Google's advertising ID, to personalize ads and measure their performance. On iOS, we ask for your permission before tracking your activity across other companies' apps and websites. You can limit ad personalization or reset your advertising identifier in your device settings, and you can change your consent choices at any time.

Analytics

We use analytics to understand how people use [email protected], such as which features are used, how long sessions last and where errors happen. Analytics data is linked to pseudonymous identifiers rather than your name, and we use it to improve the mobile application. Where required, we ask for your consent before collecting analytics data.

Sale and sharing of personal data

We do not sell your personal information. We share it only with service providers that process it on our behalf under contractual obligations, with partners you choose to interact with, when required by law, or as part of a merger, acquisition or sale of assets, in which case this policy will continue to apply to your information.

Data retention

We keep personal information only for as long as needed to provide the mobile application and for the purposes described in this policy, or as required by law. When it is no longer needed, we delete or anonymize it.

Account and data deletion

You can delete your [email protected] account and the data linked to it at any time from the account settings, or by contacting us using the details below. After deletion, we remove or anonymize your personal information within a reasonable period, except for information we must keep to comply with legal obligations, resolve disputes or prevent fraud.

International data transfers

Your information may be transferred to and processed in countries other than your own, including where our service providers operate. These countries may have different data protection laws. When we transfer personal data internationally, we use appropriate safeguards, such as standard contractual clauses, as required by applicable law.

Links to other websites

[email protected] may contain links to websites and services operated by third parties. We are not responsible for their content or privacy practices. We encourage you to read the privacy policy of every website or service you visit.

Data Security

We implement reasonable technical and organizational safeguards to protect your information. While we strive to keep data safe, no method of transmission or storage is completely secure, so we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have rights to access, correct, delete, or restrict the use of your personal information. You may also object to certain processing and withdraw consent where we rely on consent.

Children's privacy (COPPA)

[email protected] is not directed to children under 13, or under the minimum age in your country, and we do not knowingly collect personal information from them. If you believe a child has given us personal information, contact us and we will delete it.

Users in the EEA and UK (GDPR)

If you are in the European Economic Area or the United Kingdom, we process your personal data based on your consent, the performance of a contract, compliance with legal obligations, or our legitimate interests. You have the right to access, rectify, erase, restrict or object to the processing of your personal data, the right to data portability, and the right to withdraw consent at any time. You may also lodge a complaint with your local data protection authority.

California residents (CCPA/CPRA)

If you are a California resident, you have the right to know what personal information we collect, use and disclose, to request its deletion or correction, and to opt out of the sale or sharing of personal information. We will not discriminate against you for exercising these rights. To make a request, contact us using the details below.

Users in Brazil (LGPD)

If you are in Brazil, the Lei Geral de Proteção de Dados (LGPD) gives you the right to confirm whether we process your data, to access, correct, anonymize, block or delete it, to request portability, to learn with whom we share it, and to revoke your consent. You can exercise these rights using the contact details below, and you may also contact the Autoridade Nacional de Proteção de Dados (ANPD).

Other US state privacy laws

If you live in a US state with a comprehensive privacy law, such as Virginia, Colorado, Connecticut, Utah, Texas or Oregon, you may have the right to access, correct, delete and obtain a copy of your personal data, and to opt out of targeted advertising, the sale of personal data and profiling. You may appeal our decision on your request by contacting us using the details below.

Users in Canada (PIPEDA)

If you are in Canada, we handle your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial laws. You may access and correct your personal information and withdraw consent, subject to legal or contractual restrictions. You may also contact the Office of the Privacy Commissioner of Canada.

Users in Mexico (LFPDPPP)

If you are in Mexico, under the Ley Federal de Protección de Datos Personales en Posesión de los Particulares you have the right to access, rectify, cancel or oppose the processing of your personal data (ARCO rights) and to revoke your consent. To exercise these rights, contact us using the details below.

Changes to This Policy

We may update this Privacy Policy to reflect changes in practices, technology, or legal requirements. When we do, we will revise the "Last updated" date and, when appropriate, notify you of significant changes.

Contact Us

If you have any questions about this Privacy Policy or how we handle your information, please contact us:

Celso Lopes de Almeida Christiano Ferreira hankemann,26 Email: [email protected]